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Instalment Loan Latest Promotions

Electric Vehicle Owner Exclusive Offer

A.I. offers a wide range of loan products

Up to HK$12,000 cash rebate & HK$5,000 car wash and car beauty service credits#

Electric Vehicle Owner Exclusive Offer

The Electric Vehicle Owner Exclusive Personal Loan allows you to get a new dream EV without limitation! Apply and get your loan as fast as on the same day^, APR as low as 1.88%, so that you won’t miss out the dream car!
  • No longer restricted by the traditional car loan document requirements; apply easily with just your bank account number and HKID^^
  • Accurate quotation with A.I. analysis on customer big data; enjoy APR as low as 1.88%
  • Enjoy instant loan approval and instant cash delivery^ for large amount of your car purchase capital
  • Receive pre-approved loan amount up to 18X your monthly salary**and enjoy a repayment period of up to 72 months**
  • During the Promotion Period, selected customers who have successfully applied for the Electric Vehicle Owner Low-interest-rate Personal Instalment Loan and drawn down on the designated loan type could enjoy up to HK$12,000 cash rebate, and HK$5,000 car wash and car beauty service credits# !

    Designated Loan Products: Personal Instalment Loan, Card Debit Consolidation or Balance Transfer or Property Owner Loan
Terms and Conditions of Promotion Offer
^The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours. ^^The customer must fulfil specific credit requirements to be eligible. Actual situation may vary depending on each individual case. **WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes. #The Electric Vehicle Owner Exclusive Offer is subject to the Terms & Conditions.


All loan applicants must be a Hong Kong resident aged 18 years or above* and meet the following requirements:

  • Stable employment: Minimum employment at current job of 3 months
  • Repayment Ability: Minimum monthly income of HK$8,000

Submit the following documents during the application process:

  • HKID Copy
  • Disbursement account proof (for the purposes of account verification, you can provide monthly bank statement)

Additional documentation if necessary:

  • Commission Based Salary: Minimum recent 3 months of Income Proof
  • Real Estate Industry: Minimum recent 6 months of Income Proof
  • Residential address proof

*if you are Chinese citizen, please may consider using Wolaidai, tailor made for mainland customers. For more details, please visit

Application evaluations are subjected to a complete analysis of your current financial situation, including your income stability, repayment records, financial score and other details. We evaluate situations on a case by case basis and may exempt certain requirements.

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1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
Important notice
WeLend will not request any personal information from customers through third parties and WeLend does not have any other official website. If you suspect you received fraudulent call or messages, or are directed to a fake WeLend website, please do not disclose any information, and contact us immediately via WhatsApp 3706 9120 to verify the sender and the message. You may also report it to the police.