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A.I. revolutionizes traditional SME lending process,
no account opening and no collateral required.
Get your loan approval in as quick as one day^{^},
offer up to HK$2 million loan amount
with maximum loan tenor of 48 months,
enabling enterprises to meet their cash flow needs
and seize every opportunity for the business.

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Apply Now

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Apply Now

WeLend SME loan only 3 documents required

Ⓦ A.I. Speed • Speedy loan approval within one day^{^}

Applying for A.I. SME Loan is available 24/7.
Fair quotation in 1 second^* with professional assistance,
you can get approval results in as quick as one day^{^}!

ⓌA.I. Autonomy • Flexible loan size

A.I. SME Loan provides you with larger loan size compared
with personal loan, catering to your business strategy.
Enjoy the limited time offer of flexible repayment scheme.

ⓌA.I. Simplicity • Easy application with only 3 documents^**

Skip unnecessary documents submission, you only need your company's bank statement,
financial proof and tenancy agreement^** to get your loan instantly approved.

ⓌA.I. Solutions • Immediate solutions available

Our dedicated hotline is ready anytime to answer all your questions on SME Loan.

APPLY

^{^}The customer must fulfil specific credit requirements to be eligible. Actual time may vary depending on each individual case.

^*Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case.

^**WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances.

WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.

In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.

SME Difficulties

It takes around 15 days to create a
SME account, and there are
5-10 documents required
to process a SME loan.

WeLend A.I. Solutions

A.I. SME Loan does not require account opening and simplifies the customer journey by requesting only 3 documents^**
to complete an application.

^**WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances.

Step 1

^* Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case.

^** WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances.

Phone: 3590-9213

Email address: cs-sme@welend.hk

WhatsApp：3706-9350

Eligibility

Who can apply for WeLend SME loan?

Application

How to apply for SME Loan?

Any collateral or personal guarantee required for applying WeLend SME Loan?

What documents should be prepared for the application?

How long is the approval time?

How long will it take for the WeLend SME loan to be disbursed?

Product Features

How much can be borrowed for WeLend SME Loan?

What are the tenor options for WeLend SME loan?

What is the interest rate for WeLend SME loan?

Is it a fixed monthly instalment?

Fees

Does WeLend charge any fees for SME Loan?

Repayment

What are the repayment methods?

How to process early settlement?

Others

I can't access my account! What should I do?

Who should I contact for further enquiries?

Products

Ⓦ A.I. Speed • Speedy loan approval within one day^