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Card Debt Consolidation Loan Calculator
Note
Outstanding Credit Card Debt
HK$
Credit CardMin Pay
WeLend Card Debt Consolidation Loan
Monthly Repayment
$3,200
$1,897
↓ $1,303
Total Interest
$130,839
$11,065
↓ $119,774
Tenor
26 Yrs 1 Mos
4 Yrs
↓22 Yrs 1 Mos
Note: The above Min Pay result is based on a 36.47% effective rate (a common effective rate set by general credit card cash advances) and a minimum repayment of 4%. Monthly repayment refers to the first repayment month for illustrative purposes only.
The above WeLend Credit Card Debt Consolidation Loan result is calculated based on an annual effective rate of 8.35% and is rounded to the nearest dollar. The result is for reference purposes only. The final interest rate varies according to the customer’s credit record. WELEND LIMITED reserves its absolute right on the final loan approval decision.
Loan amount should fall within $5,000 and $800,000.
Loan Calculator
Loan Amount1
HK$
Tenor
Months
Monthly Repayment2
HK$8,526 ~ HK$11,178note
1. Loan amount should fall within $5,000 and $800,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
1. Loan amount should fall within $5,000 and $800,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
Card Debt Consolidation Loan Calculator
Note
Outstanding Credit Card Debt
HK$
Credit CardMin Pay
WeLend Card Debt Consolidation Loan
Monthly Repayment
$3,200
$1,897
↓ $1,303
Total Interest
$130,839
$11,065
↓ $119,774
Tenor
26 Yrs 1 Mos
4 Yrs
↓22 Yrs 1 Mos
Note: The above Min Pay result is based on a 36.47% effective rate (a common effective rate set by general credit card cash advances) and a minimum repayment of 4%. Monthly repayment refers to the first repayment month for illustrative purposes only.
The above WeLend Credit Card Debt Consolidation Loan result is calculated based on an annual effective rate of 8.35% and is rounded to the nearest dollar. The result is for reference purposes only. The final interest rate varies according to the customer’s credit record. WELEND LIMITED reserves its absolute right on the final loan approval decision.
Loan amount should fall within $5,000 and $800,000.
Loan Calculator
Loan Amount1
HK$
Tenor
Months
Monthly Repayment2
HK$8,526 ~ HK$11,178note
1. Loan amount should fall within $5,000 and $800,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
1. Loan amount should fall within $5,000 and $800,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
Personnel-Free
Enhanced A.I. provides instant credit assessment, with real time quotation^.
Travel-Free
Income Proof & Address Proof waiver* , apply online.
Wait-Free
Instant approval upon confirmation, immediate cash delivery ^^.
Wait-Free
Instant approval upon confirmation, immediate cash delivery ^^.
Doubts-Free
Enhanced A.I. provides immediate solutions anywhere, anytime.
Travel-Free
Income Proof & Address Proof waiver* , apply online.
Enhanced A.I.
Instant cash more to your needs​
* Income Proof and Address Proof waiver only for loans with the maximum loan amount of HK$150,000 for customers who fulfil specific credit requirements. WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances. Larger loan amounts may be offered to customers who provide further supporting documents. HKID copy and disbursement account proof are required from new customers for identify verification and loan disbursement purposes.
# Get Extra Cash instantly – The customer must fulfil specific credit requirements to be eligible.
^ All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the customer. If customers apply during system maintenance period, approval result will be sent via email and SMS after system resumes.
^^ The loan will be transferred via Faster Payment System (FPS) after the loan agreement is signed and the loan is approved. Actual transfer time is subject to each individual bank's transfer service hours.
WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
Enhanced A.I.
Instant cash more to your needs
WELEND LIMITED
Money Lender's License: 1093 / 2020
The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk
Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong
© 2020 WELEND LIMITED. All rights reserved.
Warning: You have to repay your loans. Don’t pay any intermediaries.
Customer Service/ Complaint Hotline： 3590 6396
(Monday to Friday, 9am-8pm)

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Application tips💡:
Please prepare the following for your application
  • Hong Kong ID Card
  • Bank account proof (statement or ATM Card)
You may also need the following document(s)
  • Income proof (example: bank statement or payslip)
  • Address proof (example: utility bill)
By applying, I confirm that I have read and agree to WeLend's Important Notice and Privacy Policy and Personal Information Collection Statement. I also agree to receive messages related to approval of loan applications via phone, SMS, email, and WhatsApp or other instant messaging platforms from WeLend.

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