Name: WeLend.hk
Address: Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong, Hong Kong
Telephone: 3590 6396

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Card Debt Consolidation Loan Calculator

Note

Outstanding Credit Card Debt

HK$

Credit CardMin Pay
WeLend Card Debt Consolidation Loan
Monthly Repayment
$3,200
$1,897
↓ $1,303
Total Interest
$130,839
$11,065
↓ $119,774
Tenor
26 Yrs 1 Mos
4 Yrs
↓22 Yrs 1 Mos

Note: The above Min Pay result is based on a 36.47% effective rate (a common effective rate set by general credit card cash advances) and a minimum repayment of 4%. Monthly repayment refers to the first repayment month for illustrative purposes only.

The above WeLend Credit Card Debt Consolidation Loan result is calculated based on an annual effective rate of 8.35% and is rounded to the nearest dollar. The result is for reference purposes only. The final interest rate varies according to the customer’s credit record. WELEND LIMITED reserves its absolute right on the final loan approval decision.

Loan amount should fall within $5,000 and $1,500,000.

Loan Calculator

Loan Amount¹

HK$

Tenor

Months

Monthly Repayment²

HK$8,589 ~ HK$11,545note

1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.

Loan Calculator

Loan Amount¹

HK$

Tenor

Months

Monthly Repayment²

HK$8,589 ~ HK$11,545note

1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.

Card Debt Consolidation Loan Calculator

Note

Outstanding Credit Card Debt

HK$

Credit CardMin Pay
WeLend Card Debt Consolidation Loan
Monthly Repayment
$3,200
$1,897
↓ $1,303
Total Interest
$130,839
$11,065
↓ $119,774
Tenor
26 Yrs 1 Mos
4 Yrs
↓22 Yrs 1 Mos

Loan amount should fall within $5,000 and $1,500,000.

A.I. Precision

Tailor-made quotation, accurate approval^#.

Preparing accurate quotation to you in 1 second^**,
WeLend enables you to receive a personalized
personal loan plan.

A.I. Simplicity

Income Proof & Address Proof waiver^*

Fully automated, A.I. helps simplify loan process.
Complete application in 2 steps with your bank
account information and HKID. No manual price
mark-up and fair quotation in 1 second^**. Cash
delivery as fast as 21 mins from the time
submitting the application.

A.I. Speed

No manual input^#. Instant approval upon
confirmation, immediate cash delivery^{^^}.

Interest rate is calculated by A.I. fully automatedly.
Fully online loan^*** powered by WeLend allows you
to solve your difficulties ahead with a reasonable
instalment plan.

A.I. Speed

No manual input^#. Instant approval upon
confirmation, immediate cash delivery^{^^}.

Interest rate is calculated by A.I. fully automatedly.
Fully online loan^*** powered by WeLend allows you
to solve your difficulties ahead with a reasonable
instalment plan.

A.I. Solutions

A.I. chatbot provides immediate solutions 24/7^{^}.

Confused about interest rate calculations? Want to
know more about the instalment options? Applying for a loan is easier than you imagine when A.I. chatbot is here to solve your difficulties 24/7.

A.I. Simplicity

Income Proof & Address Proof waiver^*

Experience the seamless

automated loan process of
A.I. loan^#

As a boutique shop owner, I hoped to expand my business by opening another outlet. A large amount of capital was needed to pay for rent, refurbishment and buying inventory. I applied for WeLend’s Property Owner Loan and received the approval for my $800k loan in just 30 minutes. I received the money on the same day so I could proceed with my plan on opening a new store quickly.

Miss Lee, a boutique owner, successfully received a loan for HK$800,000 @36-months tenor, 15% APR(Annual Percentage Rate), total repayment amount of HK$985,126

I needed cash urgently to pay for an unexpected family expense. WeLend’s personal loan application can be completed online and the approval result is received instantly. Once I uploaded my documents through WhatsApp, I received the cash in an hour! Convenient and quick!

Mr. Cheung, a delivery driver, successfully received a loan for HK$100,000 @12-months tenor, 4.5% APR(Annual Percentage Rate), total repayment amount of HK$102,405

I always dreamed of attending cooking school but I did not have enough cash to pay the tuition fee. When I found WeLend No-Doc Loan with Income and Address Proof waiver, I was able to borrow a loan online easily and I received the cash I needed instantly.

Miss Wong, a chef, successfully received a loan for HK$80,000 @12-months tenor, 4.8% APR(Annual Percentage Rate), total repayment amount of HK$82,405

I have many credit cards with different payment deadlines. I used to only pay the minimum amount due because it was difficult to settle all the debts with high interest rates in one go. I applied for WeLend’s Card Debt Consolidation Loan online and cleared all my outstanding credit card debts with an interest-saving repayment plan. It’s great to consolidate and clear all my debts and improve my credit score!

Mr. Lam, an engineer, successfully received a loan for HK$100,000 @12-months tenor, 4.5% APR(Annual Percentage Rate), total repayment amount of HK$102,405

Miss Lee, a boutique owner, successfully received a loan for HK$800,000 @36-months tenor, 15% APR(Annual Percentage Rate), total repayment amount of HK$985,126

Mr. Cheung, a delivery driver, successfully received a loan for HK$100,000 @12-months tenor, 4.5% APR(Annual Percentage Rate), total repayment amount of HK$102,405

Miss Wong, a chef, successfully received a loan for HK$80,000 @12-months tenor, 4.8% APR(Annual Percentage Rate), total repayment amount of HK$82,405

Mr. Lam, an engineer, successfully received a loan for HK$100,000 @12-months tenor, 4.5% APR(Annual Percentage Rate), total repayment amount of HK$102,405

Miss Lee, a boutique owner, successfully received a loan for HK$800,000 @36-months tenor, 15% APR(Annual Percentage Rate), total repayment amount of HK$985,126

Interest rates may vary depending on the customer’s financial position and repayment record. The maximum annual percentage rate is 48.00%. The repayment period is typically between 3 months to 84 months. WELEND LIMITED reserves its absolute right on the final loan decision

¹ Data refers users who used WeScore Financial Health Evaluation during the period from 04/2022 to 09/2022. On average 60% of the users’ financial scores have been sustained or increased within 3 months.

^# The customer must fulfil specific credit requirements to be eligible. Actual time may vary depending on each individual case.

^* Income Proof and Address Proof waiver only available for loans with the maximum loan amount of HK$300,000 and for customers who fulfil specific credit requirements. WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances. Larger loan amounts may be offered to customers who provide supporting documents. HKID copy and disbursement account proof are required from all new customers for identity verification and loan disbursement purposes.

^** Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case.

^{^^} The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.

^*** Fully online loan refers to the loan process is handled by A.I. online. Interest rate is calculated based on A.I. big data. The customer must fulfil specific credit requirements to be eligible, final approval result may vary depending on each individual case.

^{^} "A.I. chatbot provides immediate solutions 24/7" only refers to WeLend Chatbot automatically replying enquiries on loan process 24/7. The actual situation might be different based on particular problems and situations.

WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.

In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.

Experience the seamless

automated loan process of A.I. loan^#

WELEND LIMITED

Money Lender's License: 1193 / 2022

The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk

Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong

Warning: You have to repay your loans. Don’t pay any intermediaries.

Customer Service/ Complaint Hotline： 3590 6396

(Monday to Friday, 9am-8pm)

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Mobile number

Loan Type

Application tips💡:

Please prepare the following for your application (*if required)

Hong Kong ID card
Bank account proof (statement or ATM card)
Income proof (example: bank statement or payslip) *
Address proof (example: utility bill) *

By applying, I confirm that I have read and agree to WeLend's Important Notice and Privacy Policy and Personal Information Collection Statement. I also agree to receive messages related to approval of loan applications via phone, SMS, email, and WhatsApp or other instant messaging platforms from WeLend.

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Please enter your mobile number and applications' original loan amount to check the status of your personal loan application.

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