【Small Loan Exclusive Offer】 3-2-1 Top‑Up & Interest Reduction Guarantee

Even for small loans, we do out best for you!
From now on, successfully apply for and draw down a small loan, and maintain a good repayment record for 3 months to enjoy an increased loan amount plus interest reduction through cash rebates, supporting low‑cost cash flow management!

Discover the 3 key guarantees:
- 30% Loan Amount Top‑Up* - Increase your original loan amount and enjoy up to 24 months of instalments
- 20% Interest Cash Rebate* - Enjoy up to 6 months of interest rebate, effectively reducing your interest cost
- 1‑Minute Instant Approval* - If there is no update to any personal information, you can already view the details of your preliminary approved plan after logging in. Once you accept the relevant plan, approval can be completed in as fast as 1 minute!

Customer Example
Mr. Chan successfully drew down a small loan of HK$38,000 from WeLend on 1 May 2026. As he maintained a good credit and repayment record for three consecutive months (June, July, and August), he automatically qualified for the 3‑2‑1 Top-Up & Interest Reduction Guaranteed Offer starting from 2 August 2026. When Mr. Chan later applied for a top‑up loan and met the specified credit requirements, the original eligible loan amount of HK$38,000 could be instantly boosted to HK$49,400. By continuing to maintain good repayment performance, he would also receive a 20% interest cash rebate at the 7th repayment installment, credited directly to his account.

*T&C applies. This guarantee applies only to cases that meet the specified approval requirements and are successfully approved. Actual outcomes may vary depending on individual circumstances. Please refer to full T&C for details: Terms & Conditions.

Loan Calculator

HK$

Months

Monthly Repayment

HK$

838

HK$

894

Remark

1. Loan amount should fall within $5,000 and $1,500,000.

2. Monthly repayment is calculated using an effective rate of 1.88% - 25.00% and is for reference only.

Important Notice

[Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications. If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information. If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.

(852) 3590 6396 cs@welend.hk

Warning: You have to repay your loans. Don’t pay any intermediaries.

Money Lender's Licence No. : 0900 / 2025 Enquiry and Complaint Hotline: (852) 3590 6396 The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong © 2026 WELEND LIMITED. All rights reserved. Important Notice: [Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications. If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information. If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.