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Master Everything by A.I. Predictions
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WeLend is the largest purely online lending platform in Hong Kong, combining technology and A.I. solutions. Founded in 2013 by an experienced team of financial and technology experts, WeLend leverages on A.I. and big data analytics to provide an innovative online lending experience.

WeLend is a pioneer in Hong Kong’s FinTech industry, and it is our philosophy to ‘revolutionize traditional lending service’. Through innovation, WeLend A.I. offers a humanized, tailor-made and simplified loan application process, delivering a seamless lending service to our customers in a matter of seconds.
WeLend is the largest purely online lending platform in Hong Kong, combining technology and A.I. solutions. Founded in 2013 by an experienced team of financial and technology experts, WeLend leverages on A.I. and big data analytics to provide an innovative online lending experience.

WeLend is a pioneer in Hong Kong’s FinTech industry, and it is our philosophy to ‘revolutionize traditional lending service’. Through innovation, WeLend A.I. offers a humanized, tailor-made and simplified loan application process, delivering a seamless lending service to our customers in a matter of seconds.

網上借貸平台 | A.I. 全自動解決私人財務需要，極速貸款 | WeLend

Ground Breaking Spirit
“The definition of insanity is doing the same thing over again and expecting a different result” once said by the famous Einstein. WeLend shares that same passion, adopting technology to revolutionize the traditional lending services, constantly breaking the conventions, strive to improve our customer’s lending experiences.
Data Risk Management
WeLend’s original WeDefend, with the breakthrough use of technology to real time analyse big data, automatically assess the degree of risk, allowing us to quote instantly online, with the perfect balance of stable risk management, and speedy approval.
Safe CyberSecurity
The importance of cyber security is unquestionable. WeLend has comprehensive system security and monitoring measures, coupled with rigorous identity authentication procedures and privacy policies, to ensure customer privacy is well protected.
WeLend A.I. Lending Experience
Traditional Lending Service
Many money lenders have manual loan approvals. Procedures from application to transaction usually takes long processing time.
WeLend A.I. Solutions
Leverages on A.I. and big data analytics to simplify the loan application process with speedy approval.
Traditional Lending Service
As well as offering online services, many money lenders also rent physical branches which may lead to an increase in operational expenditure.
WeLend A.I. Solutions
Solely online, no branches. Low cost and high efficiency operating model allows our customers to enjoy the full benefit of a simplified and expeditious loan application process and reduced loan interest expenses.
Traditional Lending Service
With so many choices of online financial institutions in the market, it is difficult for customers with financial troubles to make the right choice for themselves.
WeLend A.I. Solutions
WeLend comprises of an elite league professionals from finance, technology and consumer products sectors, also backed by the most renowned investors. WeLend upholds the idea to revolutionize the traditional loan process, offering a professional and unique online solution to your financial need.
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Traditional Lending Service
Many money lenders have manual loan approvals. Procedures from application to transaction usually takes long processing time.
WeLend A.I. Solutions
Leverages on A.I. and big data analytics to simplify the loan application process with speedy approval.
Traditional Lending Service
As well as offering online services, many money lenders also rent physical branches which may lead to an increase in operational expenditure.
WeLend A.I. Solutions
Solely online, no branches. Low cost and high efficiency operating model allows our customers to enjoy the full benefit of a simplified and expeditious loan application process and reduced loan interest expenses.
Traditional Lending Service
With so many choices of online financial institutions in the market, it is difficult for customers with financial troubles to make the right choice for themselves.
WeLend A.I. Solutions
WeLend comprises of an elite league professionals from finance, technology and consumer products sectors, also backed by the most renowned investors. WeLend upholds the idea to revolutionize the traditional loan process, offering a professional and unique online solution to your financial need.
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Backed by the world’s most renowned investors
WeLab is backed by the most renowned investors including Allianz, China Construction Bank International, International Finance Corporation (a member of the World Bank Group), Malaysian sovereign wealth fund Khazanah Nasional Berhad, CK Hutchison’s TOM Group, and Sequoia Capital.
WeLab Group Milestones
Jan 2013
WeLab was founded.
Learn more
Jul 2013
WeLab launched WeLend – Hong Kong’s first online lending platform.
Aug 2014
WeLab expanded into Mainland China with Wolaidai (我来贷), which is now one of the largest mobile lending platforms in the market.
Jan 2015
WeLab raised US$20 million in its Series A fundraising round.
Jan 2016
WeLab raised US$160 million in its Series B fundraising.
Nov 2017
WeLab raised US$220 million in its strategic financing.
Sep 2018
WeLab expanded into Indonesia with a fintech joint venture AWDA.
Sep 2018
WeLab formed strategic collaboration with CK Hutchison.
Oct 2018
WeLab was named in a KPMG sponsored report as one of the top 100 fintech companies in the world – #7 in China and #23 globally.
Apr 2019
WeLab was granted a virtual banking license by the Hong Kong Monetary Authority
Dec 2019
WeLab successfully completed US$156m in Series C strategic financing
Jul 2020
WeLab Bank officially launched
Learn more
Sep 2021
WeLab Pay officially launched
Awards
ETnet FinTech Awards
FinTech of the Year(2022)
Outstanding Personal Lending Platform(2022,2021)
CAPITAL Merits of Achievements in Banking & Finance
CAPITAL Merits of Achievement in Personal Loan Services(2022)
CAPITAL Outstanding Enterprise Awards
Outstanding Personal Loan Services(2022)
EDigest Brand Awards
Best Personal Loan(2022)
Best A.I. Personal Loan(2021)
HKMA Marketing Excellence Awards
Merit(2021)
Use of Data(2021)
Silver(2019)
Excellence in Branding(2019)
Now Finance Leadership Business Award
Innovative Technology Personal Lending Services Award of Excellence(2022)
A.I. Personal Lending Services Award of Excellence(2021)
Skypost Banking & Finance Awards
Outstanding Personal Loan Service Award(2021)
The Asian Banker Financial Technology Innovation Awards
Digital Lending Product of the Year(2019)
Consumer Finance Product of the Year(2019)
Outstanding Poster Creative Merit
1st Quarter(2018)
The Asset Asian Awards
Best FinTech Securitization(2018)
Marketing eCommAs Awards
Best E-Commerce Merchant – Financial Services(2017)
Metro Creative Awards
The Best Creative Ad(2017,2016)
SCMP Enterprise Brand Awards
Best HK ICT Brand Merit(2017)
Discuss iChoice
Online Lending Platform(2016)
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ETnet FinTech Awards
FinTech of the Year(2022)
Outstanding Personal Lending Platform(2022,2021)
CAPITAL Merits of Achievements in Banking & Finance
CAPITAL Merits of Achievement in Personal Loan Services(2022)
CAPITAL Outstanding Enterprise Awards
Outstanding Personal Loan Services(2022)
EDigest Brand Awards
Best Personal Loan(2022)
Best A.I. Personal Loan(2021)
HKMA Marketing Excellence Awards
Merit(2021)
Use of Data(2021)
Silver(2019)
Excellence in Branding(2019)
Now Finance Leadership Business Award
Innovative Technology Personal Lending Services Award of Excellence(2022)
A.I. Personal Lending Services Award of Excellence(2021)
Skypost Banking & Finance Awards
Outstanding Personal Loan Service Award(2021)
The Asian Banker Financial Technology Innovation Awards
Digital Lending Product of the Year(2019)
Consumer Finance Product of the Year(2019)
Outstanding Poster Creative Merit
1st Quarter(2018)
The Asset Asian Awards
Best FinTech Securitization(2018)
Marketing eCommAs Awards
Best E-Commerce Merchant – Financial Services(2017)
Metro Creative Awards
The Best Creative Ad(2017,2016)
SCMP Enterprise Brand Awards
Best HK ICT Brand Merit(2017)
Discuss iChoice
Online Lending Platform(2016)
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Our Team
We are a band of experienced finance and technology professionals looking to transform the consumer finance industry. We are a focused and fearless group of people who are serious about delivering the best financial products our customers have ever used.
WELEND LIMITED
Money Lender's License: 1193 / 2022
The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk
Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong
© 2023 WELEND LIMITED. All rights reserved.
Warning: You have to repay your loans. Don’t pay any intermediaries.
Customer Service/ Complaint Hotline： 3590 6396
(Monday to Friday, 9am-8pm)

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