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卡數結餘轉戶私人貸款 | 一筆清卡數 ，不再還minpay | WeLend

Card Debt Consolidation Loan
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A.I. can solve your problem automatically!
Interest-Saving up to 90%#!
Large Loan Amount up to 24x monthly salary#!
Choose from 3 tailor-made plans,
boost your credit score in just one step!
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Master Everything by A.I. Predictions
A.I. can solve your problem automatically!
Interest-Saving up to 90%#!
Large Loan Amount up to 24x monthly salary#!
Choose from 3 tailor-made plans,
boost your credit score in just one step!
•
Master Everything by A.I. Predictions
Ⓦ A.I. Save Interest
A.I. Card Debt Master instantly analyses and consolidates debt in 1 second^ with up to 90% interest-savings #! With a loan amount of up to 24x your monthly salary, you have maximum flexibility on your financial management#.
Ⓦ A.I. Tailor-made Plans
A.I. calculates your financial condition with big data* and instantly designs 3 tailor-made plans for you^. A.I. can help you on interest savings, time savings and monthly instalment amount savings. You can gain full control of your finances and improve your TU scores afterwards!
Ⓦ A.I. Instant Score Boost
A.I. Card Debt Master forms a customized plan, helping you settle all outstanding debts in phases. You can track the payments online and clear your debts with flexibility. Boost your credit score in one step!
* The customer must fulfil specific requirements to be eligible, actual situation may vary depending on each individual case.
^ Only refers to the time needed to calculate quotations after the applicant received his/her TU Report, actual time may vary depending on each individual case.
# “Up to 90% interest savings” and “24x loan amount of monthly salary” only applies to customers with designated loans and who fulfill specific requirements. 90% interest savings is calculated using annual percentage rate 36% with minimum monthly payment 1%.
WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
Credit Card Debts
Credit card interest rates can be as high as 36%. If you only repay the MinPay amount, your debt could be compounded and the total interest due can be very significant!
WeLend Solutions
A.I. Card Debt Consolidation Loan can consolidate your credit card debts in one go with affordable pricing. At WeLend, your interest rate could be as low as 1.88%.

Try out the calculator now, see how much you can save!

SAVEinterest
Credit Card Debts
Compound interest can create a heavy burden when repaying your debts, especially if the monthly repayments are a large portion of your income. Only repaying the MinPay amount will affect your credit score!
WeLend Solutions
If you want to clear all your credit card debts in one go, you should try WeLend's A.I. Card Debt Consolidation Loan which combines your debt into a single account. A.I. calculates a reasonable minimum repayment amount and helps you improve your credit score.

Check out all the plans now!

SAVErepayment
Credit Card Debts
If you only repay the MinPay amount, it is difficult to settle your debts quickly and could take as long as 20 years to repay.
WeLend Solutions
Using WeLend's A.I. Card Debt Consolidation Loan, you can combine your debts into one account and clear your debts in one go. This can shorten the repayment period and improve credit scores quickly.

Check out how much time it takes to settle all the debts!

SAVErepayment time
Credit Card Debts
Balance transfer loans generally rely on a manual loan approval process and could take a week to approve.
WeLend Solutions
A.I. Card Debt Consolidation Loan can offer you a fair quotation in 1 second^*. Make reasonable monthly repayments and improve your credit score!

Check out how much you can save by applying the loan!

SAVEapproval time
Credit Card Debts
Traditional financial institutions typically have a manual approval process and it is often not clear how to repay all your debts.
WeLend Solutions
A.I. fully automated calculation*, takes advantage of big data to offer a personalized repayment plan in 1 second^, a fair quotation without human judgement!

Apply now and let WeLend A.I. tailor a plan for you so you can clear all your debts!

SAVEthe most
•
•
•
•
•
Credit Card Debts
Credit card interest rates can be as high as 36%. If you only repay the MinPay amount, your debt could be compounded and the total interest due can be very significant!
WeLend Solutions
A.I. Card Debt Consolidation Loan can consolidate your credit card debts in one go with affordable pricing. At WeLend, your interest rate could be as low as 1.88%.

Try out the calculator now, see how much you can save!

SAVEinterest
Credit Card Debts
Compound interest can create a heavy burden when repaying your debts, especially if the monthly repayments are a large portion of your income. Only repaying the MinPay amount will affect your credit score!
WeLend Solutions
If you want to clear all your credit card debts in one go, you should try WeLend's A.I. Card Debt Consolidation Loan which combines your debt into a single account. A.I. calculates a reasonable minimum repayment amount and helps you improve your credit score.

Check out all the plans now!

SAVErepayment
Credit Card Debts
If you only repay the MinPay amount, it is difficult to settle your debts quickly and could take as long as 20 years to repay.
WeLend Solutions
Using WeLend's A.I. Card Debt Consolidation Loan, you can combine your debts into one account and clear your debts in one go. This can shorten the repayment period and improve credit scores quickly.

Check out how much time it takes to settle all the debts!

SAVErepayment time
Credit Card Debts
Balance transfer loans generally rely on a manual loan approval process and could take a week to approve.
WeLend Solutions
A.I. Card Debt Consolidation Loan can offer you a fair quotation in 1 second^*. Make reasonable monthly repayments and improve your credit score!

Check out how much you can save by applying the loan!

SAVEapproval time
Credit Card Debts
Traditional financial institutions typically have a manual approval process and it is often not clear how to repay all your debts.
WeLend Solutions
A.I. fully automated calculation*, takes advantage of big data to offer a personalized repayment plan in 1 second^, a fair quotation without human judgement!

Apply now and let WeLend A.I. tailor a plan for you so you can clear all your debts!

SAVEthe most
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•
•
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Card Debt Consolidation Loan Calculator
Note
Outstanding Credit Card Debt
HK$
Credit CardMin Pay
WeLend Card Debt Consolidation Loan
Monthly Repayment
$3,200
$1,897
↓ $1,303
Total Interest
$130,839
$11,065
↓ $119,774
Tenor
26 Yrs 1 Mos
4 Yrs
↓22 Yrs 1 Mos
Note: The above Min Pay result is based on a 36.47% effective rate (a common effective rate set by general credit card cash advances) and a minimum repayment of 4%. Monthly repayment refers to the first repayment month for illustrative purposes only.
The above WeLend Credit Card Debt Consolidation Loan result is calculated based on an annual effective rate of 8.35% and is rounded to the nearest dollar. The result is for reference purposes only. The final interest rate varies according to the customer’s credit record. WELEND LIMITED reserves its absolute right on the final loan approval decision.
Loan amount should fall within $5,000 and $1,500,000.
Card Debt Consolidation Loan Calculator
Note
Outstanding Credit Card Debt
HK$
Credit CardMin Pay
WeLend Card Debt Consolidation Loan
Monthly Repayment
$3,200
$1,897
↓ $1,303
Total Interest
$130,839
$11,065
↓ $119,774
Tenor
26 Yrs 1 Mos
4 Yrs
↓22 Yrs 1 Mos
Note: The above Min Pay result is based on a 36.47% effective rate (a common effective rate set by general credit card cash advances) and a minimum repayment of 4%. Monthly repayment refers to the first repayment month for illustrative purposes only.
The above WeLend Credit Card Debt Consolidation Loan result is calculated based on an annual effective rate of 8.35% and is rounded to the nearest dollar. The result is for reference purposes only. The final interest rate varies according to the customer’s credit record. WELEND LIMITED reserves its absolute right on the final loan approval decision.
Loan amount should fall within $5,000 and $1,500,000.
Apply Now
I have many credit cards with different payment deadlines. I used to pay the minimum amount due because it was difficult to settle all the debts with high interest rates in one go. I applied for WeLend’s Card Debt Consolidation Loan online and cleared all my outstanding credit card debts with an interest-saving repayment plan. It’s great to consolidate and clear all my debts and improve my credit score!
Mr. Lam, an engineer, successfully received a loan for HK$100,000 @12-months tenor, 4.5% APR (Annual Percentage Rate), total repayment amount of HK$102,405
Interest rates may vary depending on the customer’s financial position and repayment record. The maximum annual percentage rate is 48.00%. The repayment period is typically between 3 months to 84 months. WELEND LIMITED reserves its absolute right on the final loan decision
FAQ
What are the application requirements for WeLend loan?
How much can be borrowed? For how long?
What is the Application Process?
How to track my application status and records?
Why can WeLend offer a lower effective rate than traditional lending businesses?
What fees does WeLend charge? Are there hidden fees?
FAQ
What are the application requirements for WeLend loan?
How much can be borrowed? For how long?
What is the Application Process?
How to track my application status and records?
Why can WeLend offer a lower effective rate than traditional lending businesses?
What fees does WeLend charge? Are there hidden fees?
WELEND LIMITED
Money Lender's License: 0958 / 2023
The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk
Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong
© 2023 WELEND LIMITED. All rights reserved.
Warning: You have to repay your loans. Don’t pay any intermediaries.
Customer Service/ Complaint Hotline： 3590 6396
(Monday to Friday, 9am-8pm)

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Application tips💡:
Please prepare the following for your application (*if required)
  • Hong Kong ID card
  • Bank account proof (statement or ATM card)
  • Income proof (example: bank statement or payslip) *
  • Address proof (example: utility bill) *
By applying, I confirm that I have read and agree to WeLend's Important Notice and Privacy Policy and Personal Information Collection Statement. I also agree to receive messages related to approval of loan applications via phone, SMS, email, and WhatsApp or other instant messaging platforms from WeLend.

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