Card Debt Consolidation Loan
A.I. calculates the best interest-saving repayment plan.
Clear your card debts and boost your credit score!
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Infinite A.I. seamless experience
Leading FinTech with speed
A.I. calculates the best interest-saving repayment plan.
Clear your card debts and boost your credit score!
Infinite A.I. seamless experience
Leading FinTech with speed
A.I. Save Interest
A.I. Card Debt Master analyses your debt and calculates the best interest-saving repayment plan – all in just a few clicks. Getting a plan to clear your debt is as easy as that.
A.I. Instant Plan-Fitting
A.I. calculates and designs 3 tailored made plans for you. Whether it’s interest savings, time saving or monthly instalment amount savings, you can gain full control of your finances!
A.I. Instant Score-Revitalizing
A.I. Card Debt Master formulates a customized plan, targeted to help you settle all outstanding debts in phases.* It’s time to consolidate & clear all your debts and boost your credit score immediately.
* Unsettled debt across different phases: Phased debt consolidation plan is applicable to customers with eligible credit standing only.
WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
Challenge
Credit cards interest can be up to 36% per annum, can easily multiply
WeLend Solutions
Card debt consolidation plans interest can be as low as 6.5% per annum, minimizing your interest to the lowest
SAVEinterest
Challenge
Compound interest can easily burden your repayment plans, and become over half of your income
WeLend Solutions
Fixed rate is more affordable, save up to 50% of your monthly repayment amount instantly
SAVErepayment
Challenge
Minimum repayment is a never-ending battle, your debt can carry forward to over 20 years to pay off
WeLend Solutions
Stable repayment schedule, clearing your vision
SAVErepayment time
Challenge
Traditional debt consolidation loans reply on manual approval, which can easily takes over a week approval time
WeLend Solutions
A.I. automatic approval provides a variety of repayment plans that may best fit your needs.
SAVEapproval time
Challenge
Manual processing fails to elaborate on the pros and cons regarding the scheme and without a holistic plan, creating a barrier in clearing all your debts.
WeLend Solutions
A.I. generated chart analyses the pros and cons regarding the scheme, helping your to comprehend and plan how to settle in phases!
SAVEthe most
Challenge
Credit cards interest can be up to 36% per annum, can easily multiply
WeLend Solutions
Card debt consolidation plans interest can be as low as 6.5% per annum, minimizing your interest to the lowest
SAVEinterest
Challenge
Compound interest can easily burden your repayment plans, and become over half of your income
WeLend Solutions
Fixed rate is more affordable, save up to 50% of your monthly repayment amount instantly
SAVErepayment
Challenge
Minimum repayment is a never-ending battle, your debt can carry forward to over 20 years to pay off
WeLend Solutions
Stable repayment schedule, clearing your vision
SAVErepayment time
Challenge
Traditional debt consolidation loans reply on manual approval, which can easily takes over a week approval time
WeLend Solutions
A.I. automatic approval provides a variety of repayment plans that may best fit your needs.
SAVEapproval time
Challenge
Manual processing fails to elaborate on the pros and cons regarding the scheme and without a holistic plan, creating a barrier in clearing all your debts.
WeLend Solutions
A.I. generated chart analyses the pros and cons regarding the scheme, helping your to comprehend and plan how to settle in phases!
SAVEthe most
Card Debt Consolidation Loan Calculator
Note
Outstanding Credit Card Debt
HK$
Credit CardMin Pay
WeLend Card Debt Consolidation Loan
Monthly Repayment
$3,200
$1,897
$1,303
Total Interest
$130,839
$11,065
$119,774
Tenor
26 Yrs 1 Mos
4 Yrs
22 Yrs 1 Mos
Note: The above Min Pay result is based on a 36.47% effective rate (a common effective rate set by general credit card cash advances) and a minimum repayment of 4%. Monthly repayment refers to the first repayment month for illustrative purposes only.
The above WeLend Credit Card Debt Consolidation Loan result is calculated based on an annual effective rate of 8.35% and is rounded to the nearest dollar. The result is for reference purposes only. The final interest rate varies according to the customer’s credit record. WELEND LIMITED reserves its absolute right on the final loan approval decision.
Loan amount should fall within $5,000 and $800,000.
Card Debt Consolidation Loan Calculator
Note
Outstanding Credit Card Debt
HK$
Credit CardMin Pay
WeLend Card Debt Consolidation Loan
Monthly Repayment
$3,200
$1,897
$1,303
Total Interest
$130,839
$11,065
$119,774
Tenor
26 Yrs 1 Mos
4 Yrs
22 Yrs 1 Mos
Note: The above Min Pay result is based on a 36.47% effective rate (a common effective rate set by general credit card cash advances) and a minimum repayment of 4%. Monthly repayment refers to the first repayment month for illustrative purposes only.
The above WeLend Credit Card Debt Consolidation Loan result is calculated based on an annual effective rate of 8.35% and is rounded to the nearest dollar. The result is for reference purposes only. The final interest rate varies according to the customer’s credit record. WELEND LIMITED reserves its absolute right on the final loan approval decision.
Loan amount should fall within $5,000 and $800,000.
Apply Now
I have many credit cards with different payment deadlines. I used to only pay the minimum amount due because it was difficult to settle all the debts with high interest rates in one go. I applied for WeLend’s Card Debt Consolidation Loan online and cleared all my outstanding credit card debts with the best interest-saving repayment plan. It’s great to consolidate and clear all my debts and improve my credit score!
Mr. Lam, an engineer, successfully received a loan for HK$100,000 @ 12-months tenor, at 4.5% annual percentage rate (Total repayment amount of HK$102,405)
Interest rates may vary depending on the customer’s financial position and repayment record. The maximum annual percentage rate is 60.00%.
The repayment period is typically between 60 days to 72 months. WELEND LIMITED reserves its absolute right on the final loan decision
WELEND LIMITED
Money Lender's License: 1093 / 2020
The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk
Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong
© 2021 WELEND LIMITED. All rights reserved.
Warning: You have to repay your loans. Don’t pay any intermediaries.
Customer Service/ Complaint Hotline: 3590 6396
(Monday to Friday, 9am-8pm)

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  • Hong Kong ID card
  • Bank account proof (statement or ATM card)
  • Income proof (example: bank statement or payslip) *
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