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Understand different product features at a glance, so you can get a loan plan that suits you well.

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Product Overview

Personal Loan

Personal customer

Using A.I. and big data to calculate income level of applicants, fair quotation provided in 1 second¹
From application to disbursement, it takes as fast as 14 minutes to complete the journey²³
WeScore Financial Health Evaluation is provided exclusively in WeLend, assisting you to plan for potential risks in the future

Card Debt Consolidation Loan

Personal Customer

A.I. consolidate outstanding loans and card debts in one account for repayment
Save up to 90% of interest²⁴
Loan amount up to 25 times of your monthly salary² A.I. offers three sets of loan plans

Property Owner Loan

Personal Customer

Property deeds and Land Registry registration are waived, avoiding complicated legal procedures
No legal fees are required, avoiding extra expenses
Self-occupancy or leased properties are welcomed
Sole property loan applicant is welcomed for joint ownership on a property

No Document Loan

Personal Customer

Using A.I. and big data to calculate income level of applicants, address proof and income proof can be waived²⁵
From application to disbursement, it takes as fast as 14 minutes to complete the journey²³

SME Loan

Corporate Customer

No business account required
No collateral required
Fully online application process
Loan amount up to 2 million HKD, tenor up to 48 months
Minimum 3 documents required for application⁵

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Remarks

1. Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case. 2. The customer must fulfil specific credit requirements to be eligible. Actual situation may vary depending on each individual case. 3. The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours. 4. 90% interest savings is calculated using annual percentage rate 36% with minimum monthly payment 1%. 5. WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances. In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.

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Loan Amont

HK $

Minimum

HK$500,000

HK$1,000,000

HK$1,500,000

Tenor

Monthly Repayment

HK $

838

HK $

894

Remark

1. Loan amount should fall within $5,000 and $1,500,000.

2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.

Important notice

WeLend will not request any personal information from customers through third parties and WeLend does not have any other official website. If you suspect you received fraudulent call or messages, or are directed to a fake WeLend website, please do not disclose any information, and contact us immediately via WhatsApp 3706 9120 to verify the sender and the message. You may also report it to the police.