Using A.I. and big data to calculate income level of applicants, fair quotation provided in 1 second1
From application to disbursement, it takes as fast as 14 minutes to complete the journey23
WeScore Financial Health Evaluation is provided exclusively in WeLend, assisting you to plan for potential risks in the future
Card Debt Consolidation Loan
Personal Customer
A.I. consolidate outstanding loans and card debts in one account for repayment
Save up to 90% of interest24
Loan amount up to 25 times of your monthly salary2 A.I. offers three sets of loan plans
Property Owner Loan
Personal Customer
Property deeds and Land Registry registration are waived, avoiding complicated legal procedures
No legal fees are required, avoiding extra expenses
Self-occupancy or leased properties are welcomed
Sole property loan applicant is welcomed for joint ownership on a property
No Document Loan
Personal Customer
Using A.I. and big data to calculate income level of applicants, address proof and income proof can be waived25
From application to disbursement, it takes as fast as 14 minutes to complete the journey23
SME Loan
Corporate Customer
No business account required
No collateral required
Fully online application process
Loan amount up to 2 million HKD, tenor up to 48 months
Minimum 3 documents required for application5
Loan Product Comparison
Loan Product Comparison
Personal Loan
Card Debt Consolidation Loan
Property Owner Loan
No Document Loan
SME Loan
Add Product
Personal Loan
Card Debt Consolidation Loan
Property Owner Loan
No Document Loan
SME Loan
Add Product
Remarks
1. Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case.
2. The customer must fulfil specific credit requirements to be eligible. Actual situation may vary depending on each individual case.
3. The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
4. 90% interest savings is calculated using annual percentage rate 36% with minimum monthly payment 1%.
5. WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances.
In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
Loan Calculator
Loan Amont
HK $
Minimum
HK$500,000
HK$1,000,000
HK$1,500,000
Tenor
6
Tenor
6
12
18
24
30
36
42
48
54
60
66
72
Monthly Repayment
HK $
838
~
HK $
894
Remark
1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
Important notice
WeLend will not request any personal information from customers through third parties and WeLend does not have any other official website. If you suspect you received fraudulent call or messages, or are directed to a fake WeLend website, please do not disclose any information, and contact us immediately via WhatsApp 3706 9120 to verify the sender and the message. You may also report it to the police.