Name: WeLend.hk
Address: Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong, Hong Kong
Telephone: 3590 6396

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Personal Loan

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Analyse big data with A.I. technology^{^}
Follow suggestions stated in WeScore Financial Health Evaluation^##
60% of customers have their financial health improved¹!
Plan with good risk management,
Strengthen and improve your financial health!

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Master Everything by A.I. Predictions

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Master Everything by A.I. Predictions

Ⓦ A.I. Simplicity

Income Proof & Address Proof waiver^*, simplified application.

Fully automated loans. A.I. facilitates the loan application process by waiving income and address proof*. Simply prepare your bank account number and HKID and your loan application can be completed in 2 simple steps! No manual input, fair quotation in 1 second**, get your loan in as quick as 21 minutes with instant cash delivery^{^^}!

Ⓦ A.I. Speed

No manual input^#, automated processing. Instant approval. Instant cash delivery^{^^}.

Online applications are processed instantly with A.I. personalized interest rate calculation. Same day loan application, same day cash delivery. A.I. can help manage your money and debts!

Ⓦ A.I. Precision

Tailor-made quotation, accurate approval^#.

A.I. Personal Loan offers a fair quotation with personalized interest rates and instant cash delivery^{^^}.

Ⓦ A.I. Solutions

A.I. chatbot provides immediate solutions 24/7.

What is my annual interest rate? What is the minimum interest amount? A.I. Chatbot is on standby 24/7, answering all your questions so your can complete your loan application easily and receive your cash instantly^{^^}!

¹ Data refers users who used WeScore Financial Health Evaluation during the period from 04/2022 to 09/2022. On average 60% of the users’ financial scores have been sustained or increased within 3 months.

^# The customer must fulfil specific credit requirements to be eligible. Actual time may vary depending on each individual case.

^## The suggestions do not constitute any offer, solicitation, recommendation, comment or any guarantee to the purchase or sale of any financial products or services. The suggestion is developed based on information provided by customers. WELEND LIMITED shall not obliged to any responsibility in case of wrong, incorrect, incomplete or invalid information.

^* Income Proof and Address Proof waiver only available for loans with the maximum loan amount of HK$300,000 and for customers who fulfil specific credit requirements. WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances. Larger loan amounts may be offered to customers who provide supporting documents. HKID copy and disbursement account proof are required from all new customers for identity verification and loan disbursement purposes.

^** Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case.

^{^} The financial healthiness score is independently developed by WELEND LIMITED using demographic data collected from customers in accordance with WELEND LIMITED's Privacy Policy and Personal Information Collection Statement.

^{^^} The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.

WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.

In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.

Apply online and get your rate instantly^**

A.I. technology instantly verifies documents you submit online

Confirm loan agreement online

Make online transfers instantly^{^^}

Loan Calculator

Loan Amount¹

HK$

Tenor

Months

Monthly Repayment²

HK$8,589 ~ HK$11,545note

1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.

Loan Calculator

Loan Amount¹

HK$

Tenor

Months

Monthly Repayment²

HK$8,589 ~ HK$11,545note

1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.

Apply Now

I have a mortgage from buying an apartment a few years ago. Recently, I applied to traditional banks for another loan to pay for my wedding expenses but was either rejected or offered a high interest rate. WeLend has no branch and therefore can offer competitive interest rates. The application procedure was fully online and simple. The whole process was very user-friendly.

Ms. Wong, a Barista, successfully received a loan for HK$220,000 @12-months tenor, 3.46% APR (Annual Percentage Rate), total repayment amount of HK$227,900

I needed cash urgently to pay for an unexpected family expense. WeLend’s personal loan can be completed online and the approval result is received instantly. Once I uploaded my documents through WhatsApp, I received the cash in an hour! Convenient and quick!

Mr. Cheung, a delivery driver, successfully received a loan for HK$100,000 @12-months tenor, 4.5% APR(Annual Percentage Rate), total repayment amount of HK$102,405

I own a small business providing air-conditioner cleaning services. As my business grew, I wanted to invest in new machines so I could take more orders at the same time. As I don’t have any salary proof or related documents, most of the traditional banks rejected my loan application. When I applied for WeLend's Personal Loan online, my application was approved instantly. I even received my payment on the same day!

Mr. Lai, self-employed, successfully received a loan for HK$120,000 @12-months tenor, 4.38% APR (Annual Percentage Rate), total repayment amount of HK$122,140

Ms. Wong, a Barista, successfully received a loan for HK$220,000 @12-months tenor, 3.46% APR (Annual Percentage Rate), total repayment amount of HK$227,900

Mr. Cheung, a delivery driver, successfully received a loan for HK$100,000 @12-months tenor, 4.5% APR(Annual Percentage Rate), total repayment amount of HK$102,405

Mr. Lai, self-employed, successfully received a loan for HK$120,000 @12-months tenor, 4.38% APR (Annual Percentage Rate), total repayment amount of HK$122,140

Ms. Wong, a Barista, successfully received a loan for HK$220,000 @12-months tenor, 3.46% APR (Annual Percentage Rate), total repayment amount of HK$227,900

Interest rates may vary depending on the customer’s financial position and repayment record. The maximum annual percentage rate is 48.00%. The repayment period is typically between 3 months to 84 months. WELEND LIMITED reserves its absolute right on the final loan decision

FAQ

What are the application requirements for WeLend loan?

How much can be borrowed? For how long?

What is the Application Process?

How to track my application status and records?

Why can WeLend offer a lower effective rate than traditional lending businesses?

What fees does WeLend charge? Are there hidden fees?

FAQ

What are the application requirements for WeLend loan?

How much can be borrowed? For how long?

What is the Application Process?

How to track my application status and records?

Why can WeLend offer a lower effective rate than traditional lending businesses?

What fees does WeLend charge? Are there hidden fees?

WELEND LIMITED

Money Lender's License: 1193 / 2022

The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk

Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong

Warning: You have to repay your loans. Don’t pay any intermediaries.

Customer Service/ Complaint Hotline： 3590 6396

(Monday to Friday, 9am-8pm)

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Mobile number

Loan Type

Application tips💡:

Please prepare the following for your application (*if required)

Hong Kong ID card
Bank account proof (statement or ATM card)
Income proof (example: bank statement or payslip) *
Address proof (example: utility bill) *

By applying, I confirm that I have read and agree to WeLend's Important Notice and Privacy Policy and Personal Information Collection Statement. I also agree to receive messages related to approval of loan applications via phone, SMS, email, and WhatsApp or other instant messaging platforms from WeLend.

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Please enter your mobile number and applications' original loan amount to check the status of your personal loan application.

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Loan Amount

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