Personal Loan
A.I. fully automated loan simplifying every steps of the process#,
Fully A.I. processing, quotation calculated in 1 second**,
Income Proof & Address Proof waiver* with instant approval,
Same day cash delivery upon application^^,
100% A.I. completes your application instantly, faster than fast!
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Infinite A.I. seamless experience
Leading FinTech with speed
A.I. fully automated loan simplifying every steps of the process#,
Fully A.I. processing, quotation calculated in 1 second**,
Income Proof & Address Proof waiver* with instant approval,
Same day cash delivery upon application^^,
100% A.I. completes your application instantly, faster than fast!
Infinite A.I. seamless experience
Leading FinTech with speed
Ⓦ A.I. Simplicity
Income Proof & Address Proof waiver*, simplified application.
Ⓦ A.I. Precision
Tailor-made quotation, accurate approval^.
Ⓦ A.I. Speed
Automated instant approval^ upon confirmation, immediate cash delivery ^^.
Ⓦ A.I. Solutions
A.I. chatbot provides immediate solutions 24/7.
# The customer must fulfil specific credit requirements to be eligible. Actual time may vary depending on each individual case.
** “Quotation calculated in 1 second” - Only refers to the time needed to calculate quotations after applicants received his/her TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case.
* Income Proof and Address Proof waiver only available for loans with the maximum loan amount of HK$150,000 and for customers who fulfil specific credit requirements. WELEND LIMITED reserves the right to request further supporting documents for loan approval purposes in certain circumstances. Larger loan amounts may be offered to customers who provide supporting documents. HKID copy and disbursement account proof are required from all new customers for identify verification and loan disbursement purposes.
^ The customer must fulfil specific credit requirements to be eligible, final approval result may vary depending on each individual case.
^^ The loan will be transferred via Faster Payment System (FPS) after the loan agreement is signed and the loan is approved. Actual transfer time is subject to each individual bank's transfer service hours.
WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
Apply online and get your rate instantly^
A.I. technology instantly verifies documents you submit online
Confirm loan agreement online
Make online transfers instantly^^
Loan Calculator
Loan Amount1
HK$
Tenor
Months
Monthly Repayment2
HK$8,589 ~ HK$11,545note
1. Loan amount should fall within $5,000 and $800,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
1. Loan amount should fall within $5,000 and $800,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
Loan Calculator
Loan Amount1
HK$
Tenor
Months
Monthly Repayment2
HK$8,589 ~ HK$11,545note
1. Loan amount should fall within $5,000 and $800,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
1. Loan amount should fall within $5,000 and $800,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
Apply Now
I needed cash urgently to pay for an unexpected family expense. WeLend’s personal loan application can be completed online and the approval result is received instantly. Once I uploaded my documents through WhatsApp, I received the cash in an hour! Convenient and quick!
Mr. Cheung, a delivery driver, successfully received a loan for HK$100,000 @ 12-months tenor, 4.5% annual percentage rate (Total repayment amount of HK$102,405)
Interest rates may vary depending on the customer’s financial position and repayment record. The maximum annual percentage rate is 60.00%.
The repayment period is typically between 60 days to 72 months. WELEND LIMITED reserves its absolute right on the final loan decision.
WELEND LIMITED
Money Lender's License: 1093 / 2020
The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk
Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong
© 2021 WELEND LIMITED. All rights reserved.
Warning: You have to repay your loans. Don’t pay any intermediaries.
Customer Service/ Complaint Hotline: 3590 6396
(Monday to Friday, 9am-8pm)

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Application tips💡:
Please prepare the following for your application (*if required)
  • Hong Kong ID card
  • Bank account proof (statement or ATM card)
  • Income proof (example: bank statement or payslip) *
  • Address proof (example: utility bill) *
By applying, I confirm that I have read and agree to WeLend's Important Notice and Privacy Policy and Personal Information Collection Statement. I also agree to receive messages related to approval of loan applications via phone, SMS, email, and WhatsApp or other instant messaging platforms from WeLend.

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