Apply
Apply

Loan Product

Offer

Calculator

AI Agent

Home

Product Overview

Property Owner Loan

Latest Offer5
Loan Calculator
Loan Amont
HK $
Tenor
6
Tenor
Monthly Repayment
HK $
838
~
HK $
894
1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.88% - 25.00% and is for reference only.

How to apply

Step 1:

Fill in application details

Simply fill in basic information about your loan and personal details to start the application process. Property owners can easily get a larger loan amount than conventional personal loans. No collateral, property deeds or legal fees required!

Step 2:

Get automated approval and fair quotation by A.I.

WeLend A.I. simplifies the approval process. You can get your quotation instantly 1 and your approval result in a matter of seconds3.

Step 3:

Verify identity and upload supporting documents

Complete identity verification and upload relevant documents to complete the application seamlessly.

Step 4:

Complete agreement and Disbursement

Done! You can now sign your loan agreement and your loan would be ready soon 2!

FAQ

All loan applicants must be a Hong Kong resident aged 18 years or above* and meet the following requirements:

  • Stable employment: Minimum employment at current job of 3 months
  • Repayment Ability: Minimum monthly income of HK$8,000

Submit the following documents during the application process:

  • HKID Copy
  • Disbursement account proof (for the purposes of account verification, you can provide monthly bank statement)

Additional documentation if necessary:

  • Commission Based Salary: Minimum recent 3 months of Income Proof
  • Real Estate Industry: Minimum recent 6 months of Income Proof
  • Residential address proof

*if you are Chinese citizen, please may consider using Wolaidai, tailor made for mainland customers. For more details, please visit https://m.wolaidai.com

WeLend provides loan amounts from HK$5,000 to HK$1,500,000. A flexible repayment schedule is also available, ranging from 3 to 84 months. The maximum loan amount is determined by your financial background; including credit score, monthly income, occupation and financial situation.

Application Process can be as simple as:

  1. Apply online
  2. Upload documents
  3. Instant approval^
  4. Verification and disbursement

^Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case

To track your application status and records, simply login at https://member.welend.hk/en/users/sign_in or call our CS Hotline 3590 6396. 

WeLend is a purely online operated lending platform, offering seamless lending services with low operating costs. Meanwhile, many brick-and-mortar banks and financial institutions have additional costs from maintaining retail operations. 

Remarks

1. Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case. 2. The loan will be issued to the customer immediately after confirming loan offer, completing the final information verification and the physical loan agreement is signed. The actual payment receipt time may vary depending on individual circumstances. 3. The customer must fulfil specific credit requirements to be eligible. Actual situation may vary depending on each individual case. 4. Terms and conditions are applied to the promotion. 5. Based on the submission date of all related information regarding application and property, and only applicable from 10am - 3pm on Monday - Friday (excluding public holidays). Final approval is subject to the submission of all relevant documents and credit record of the applicant. Approval time may vary based on individual circumstances. In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
Loan Calculator
HK$
Months
6
Months
Monthly Repayment
HK$
838
~
HK$
894
Remark
1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.88% - 25.00% and is for reference only.
WeLend AI agent

By continuing the conversation, you have read and agree to WeLend's Important Notice and Privacy Policy and Personal Information Collection Statement and Usage of AI Chatbot.
If you have any issues regarding this conversation, please contact us for follow-up assistance.