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1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.88% - 25.00% and is for reference only.
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Up to HK$30,000 cash rebate# and home appliances e-coupon up to HK$5,000#
Home Renovation Exclusive Offer
The "Dream+" Personal Instalment Loan is specifically designed to cater for your home renovation plans. Prepare sufficient cash flow and create yourself a cozy new home!
- Pre-approved loan amount up to HK$1.5 million**, instant cash delivery as quick as 21 minutes^
- Flexible repayment period for 3-72 months
- No handling fees or hidden charges, saving renovation cost
- Tailor-made plan with low interest rate, powered by WeLend A.I. automatic calculation combining your income and big data During the Promotion Period, selected customers who have successfully applied for the “Dream+” Personal Instalment Loan and drawn down on the designated loan type*, the tenor being 24 months or above, could enjoy up to HK$30,000 cash rebate# and an additional up to HK$5,000 home appliances e-coupon# ! *Designated Loan Products: Personal Instalment Loan, Card Debit Consolidation or Balance Transfer or Property Owner Loan
Terms and Conditions of Promotion Offer
**WELEND LIMITED reserves its absolute right on any loan approval decision and any disputes.
^The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.
#Subject to the Terms & Conditions.
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Money Lender's Licence No. : 0900 / 2025 Enquiry and Complaint Hotline: (852) 3590 6396 The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at cs@welend.hk Unit 05-12, Level 22, K11 ATELIER King’s Road, 728 King’s Road, Quarry Bay, Hong Kong © 2026 WELEND LIMITED. All rights reserved. Important Notice: Beware of Scams – Fraudsters may create fake social media accounts such as Facebook or Instagram, as well as fake websites, to impersonate WeLend and trick customers into providing personal information for loan applications. Our official social media accounts are Facebook: https://www.facebook.com/WeLend.hk and Instagram: https://www.instagram.com/welendhk/, and our official website is https://www.welend.hk/. If you suspect the identity of the caller, please immediately call +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong police.