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Loan Application Declaration

Loan Application Declaration

1.    I confirm and warrant that the information given in this application form or otherwise in respect of my application for a personal loan from WELEND LIMITED ("the Company") is true, accurate and complete.
2.    I declare that I am a Hong Kong resident aged 18 or above and am currently employed or self-employed in Hong Kong. I further declare that I am solvent and no bankruptcy, litigation or administrative proceedings are currently made or pending against me, or to my knowledge (having made all reasonable enquiries), threatened, nor are there any arrangements with other lenders which might prevent my ability to repay such loan to be granted to me by the Company under this application (if any). Moreover, I confirm and agree that so long as I owe any amount to the Company, I shall not voluntarily file any petition for bankruptcy.
3.    I understand that approval of this loan application is subject to the information and documents provided by me and is contingent upon the final approval by the Company who is under no obligation to provide reasons for any rejection of this loan application. I understand and agree that upon notification of the approval result by the Company, I shall confirm to the Company my acceptance of the terms of agreement including the Terms and Conditions to the Loan Agreement (available on the website of the Company). I confirm that I have read and understand the Terms and Conditions to the Loan Agreement, and agree to be bound by the Terms and Conditions to the Loan Agreement.

4.    I confirm and acknowledge that, as part of the loan application process, the Company utilizes Generative AI technology to enhance my experience by providing better guidance and assistance, helping me complete the application process efficiently.
5.    I understand and agree that the use of Generative AI is solely for improving my application journey and does not impact the decision-making process of my loan application or the loan offers provided to me. I further acknowledged and agreed that the Company may collect, access, use, store and disclose my personal information in accordance with the Company's Privacy Policy and Personal Information Collection Statement. This includes the use of both personal and non-personal data collected from me for the purpose of loan application process with the use of Generative AI. I understand the Company is committed to prioritizing the security and confidentiality of my data.
6.    I acknowledge that any content generated by Generative AI will be clearly labeled for my understanding.
7.    I also understand that Generative AI, while a valuable tool, has certain limitations, including: AI-generated content may not always be completely accurate or reflect the latest information, and the AI is designed for guidance purposes only and does not provide legal, financial, or regulatory advice.
8.    By submitting this loan application, I confirm that I have read and understood this disclosure regarding the use of Generative AI. I provide my informed consent to interact with AI-assisted features, understanding their purpose, limitations, and the measures taken to protect my privacy.
9.    I hereby confirm that I have read and understood the Privacy Policy and Personal Information Collection Statement ("Policy") of the Company and I agree to be bound by the Policy including, but not limited to, the Company's collection, use and disclosure of my personal data in accordance with the Policy.
10.    I understand that for the purposes of provision of services to me, you may transfer my personal data outside Hong Kong to companies within the Company's group and/or your agents (including, but not limited to, third party agencies employed by you to collect overdue amounts owed by your customers) situated in the People's Republic of China, where there may not be data protection laws which are substantially similar to, or serve the same purposes as, the Personal Data (Privacy) Ordinance (Cap. 486, The Laws of Hong Kong) in place. That means that my personal data may not be protected to the same or similar level in Hong Kong.
11.    I confirm that I have not entered into or signed any agreement (the "third party agreement") with any person other than the Company ("third party") for or in relation to the procuring, negotiation, obtaining or application of the loan subject of this loan application and/or the guaranteeing or securing the repayment of the loan subject of this loan application (other than an agreement with solicitors instructed by you, if any, for the provision of legal services solely). I understand that this confirmation is one of the measures to help ensure that I will not be subject to separate fee charging by any third party.
12.    I consent to being given any information by the Company in connection with this loan application in the form of an electronic record or by electronic means pursuant to Section 15 of the Electronic Transactions Ordinance (Cap. 553, The Laws of Hong Kong), which information may be required to be given by the Company to me in writing pursuant to Hong Kong law, including but not limited to the Money Lenders Ordinance (Cap. 163, The Laws of Hong Kong).
13.    I understand that the Company may, from time to time, offer a fee or commission to its business partners for customer referrals and I consent to such arrangements.


If there is any inconsistency between the English version and the Chinese version of this declaration, the English version shall prevail.

Remark


# The customer must fulfil specific credit requirements to be eligible. Actual time may vary depending on each individual case.

*The loan will be transferred via Faster Payment System (FPS) after the loan is approved and the loan agreement is signed. Actual transfer time is subject to each individual bank's transfer service hours.

^Terms and conditions are applied to cash rebate.

## This suggestion is developed based on information provided by customers. WELEND LIMITED shall not be obliged to any responsibility in case of wrong, incorrect, incomplete or invalid information.

**The financial healthiness score is independently developed by WELEND LIMITED using demographic data collected from customers in accordance with WELEND LIMITED's Privacy Policy and Personal Information Collection Statement.

In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.
Loan Calculator
HK$
Months
6
Months
Monthly Repayment
HK$
838
~
HK$
894
Remark
1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.88% - 25.00% and is for reference only.
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Important Notice
[Beware of Scams] Fraudsters may impersonate WeLend staffs (or representatives of WeLend) to call, message, send email, or create fake social media accounts to impersonate WeLend, such as Facebook or Instagram, as well as fake websites, and use various excuses, including but not limited to requesting customers to prepay loans, to trick customers into transferring money to fraudsters’ designated personal bank accounts, or providing personal information for loan applications. If you suspect you have received an impersonated WeLend staff or social media invitation, or any other calls, messages, cards, or are directed to a fake WeLend website, do not provide any information. If you have any suspicion, contact us at +852 3590 6396 or verify the information with a WeLend customer service representative through the official WhatsApp number +852 3706 9120. You may also report suspicious fraudulent activities to the Hong Kong Police Force.