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^ Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.

Semi-Online Loans
WeLend's Fully Online Loan
Apply online, receive manually approved offer offline
Submit a partial application form online and full set of documents first. Wait for manual approval and customer service to call and confirm loan offer later
Online rates
Ⓦ Real rates
Send documents later. Don’t wait for calls from customer service. A.I. big data analytics and real time credit assessment calculate your real loan rate online instantly on 24/7 basis*.
Upload documents online, manually review offline
Upload documents and wait for manual verification. Submit original document copies at branch locations before final loan disbursement is released.
Document verification
Ⓦ Real instant approvals
A.I. document scanning and verification confirms uploaded documents instantly. Don’t wait your turn for manual review, get real approval fast.
Rely on manual financial analysis offline
Loan officers can only process one application at a time. Impossible to conduct a comprehensive financial review and provide an interest-saving solution for each customer
Financial analysis
Ⓦ Real savings
A.I. financial analysis allows you to understand your financial profile instantly. A.I. enables WeLend to provide a tailored interest-saving loan consolidation plan in seconds so you can take control of you finances today.
Wait for disbursement
Disbursement waiting time can be up to few days approval.
Disbursement process
ⓌReal instant disbursement
Express Electronic Transfer customers can get the money in as fast as 1 hour^
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*All required application information must be complete and accurate. Final approval is subject to the final submission of all relevant documents and the credit record of the applicant. If customers apply during system maintenance period, approval result will be sent via email and SMS after system resumes. WELEND LIMITED reserves its absolute right on the final loan decision.
^Disbursement into customers’ bank account can be made as fast as 1 hour when using Express Electronic Transfer (service fee applicable) after signing the loan agreement and all application information verified between 10am and 3pm from Monday to Friday working days in normal circumstances; however, some receiving banks may adjust the final disbursement time occasionally. If Regular Electronic Transfer (free) is selected, the disbursement will be arranged within 1 hour, yet actual transfer time is subject to each individual bank's transfer service hours. WELEND LIMITED reserves its absolute right on any disputes.


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Press Coverage

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WeLab now boasts 2.5 million customers in Hong Kong and the mainland, a loan volume of 9 billion yuan (HK$10.7 billion) and last month announced it had raised US$160 million in its latest funding round.
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The new $160 million financing at a near-unicorn valuation for Hong Kong-based fintech innovation WeLab sets a new benchmark for the city’s bustling startup scene.
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網貸平台 WeLab 宣布,該公司獲得12億元B輪融資,用作優化全網上貸款的自動批核及放款流程
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本港互聯網貸款公司 WeLab 完成12億港元的第二輪(B輪)融資,由馬來西亞國家主權基金國庫控股、荷蘭國際集團(ING)、南豐集團及省屬國企「粵科金融投資」入股
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ING Bank, Malaysia’s Khazanah Nasional Bhd. and Chinese state fund Guangdong Technology Financial Group participated in WeLab’s latest round of financing, which raised $160 million
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Money Lender's License: 0796 / 2017
The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at
3rd Floor, OfficePlus @ Sheung Wan
93-103 Wing Lok Street
Sheung Wan, Hong Kong

© 2018 WELEND LIMITED. All rights reserved.

Warning: You have to repay your loans. Don’t pay any intermediaries.
Customer Service/ Complaint Hotline:3590 6396
(Monday to Friday, 9am-8pm)


Company Information