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Latest Promotions 1

WeLend A.I. launches personal loan offers regularly to cater different cash needs. Eligible customers with successful loan application or drawdown could enjoy limited-time cash rebate or selected gifts 1!
Master Everything by A.I. Predictions

Up to HK$12,000 cash rebate & HK$5,000 car wash and car beauty service credits#

Electric Vehicle Owner Exclusive Offer

Up to HK$12,000 cash rebate* & honeymoon package credits up to HK$5,000#

Wedding Couple Exclusive Offer

Up to HK$12,000 cash rebate and home appliances e-coupon up to HK$5,000#

Home Renovation Exclusive Offer

Up toHK$12,000 Cash Rebate*

WeLend Personal Instalment Loan Offer

HK$8,000 gift coupon

Welcome Offer – WeLend Business SME Loan Offer


Terms and conditions are applied to the promotion.
In the event of any inconsistencies between the English and Chinese version of the Terms and Conditions, the English version shall prevail.


All loan applicants must be a Hong Kong resident aged 18 years or above* and meet the following requirements:

  • Stable employment: Minimum employment at current job of 3 months
  • Repayment Ability: Minimum monthly income of HK$8,000

Submit the following documents during the application process:

  • HKID Copy
  • Disbursement account proof (for the purposes of account verification, you can provide monthly bank statement)

Additional documentation if necessary:

  • Commission Based Salary: Minimum recent 3 months of Income Proof
  • Real Estate Industry: Minimum recent 6 months of Income Proof
  • Residential address proof

*if you are Chinese citizen, please may consider using Wolaidai, tailor made for mainland customers. For more details, please visit

WeLend provides loan amounts from HK$5,000 to HK$1,500,000. A flexible repayment schedule is also available, ranging from 3 to 84 months. The maximum loan amount is determined by your financial background; including credit score, monthly income, occupation and financial situation.

Application Process can be as simple as:

  1. Apply online
  2. Upload documents
  3. Instant approval^
  4. Verification and disbursement

^Only refers to the time needed to calculate quotations after receipt of the applicant's TU Report. Applicants must fulfil specific requirements to be eligible, actual time may vary depending on each individual case

WeLend is a purely online operated lending platform, offering seamless lending services with low operating costs. Meanwhile, many brick-and-mortar banks and financial institutions have additional costs from maintaining retail operations. 

WeLend does not charge any application fees, handling fees, guarantor fees, photocopy fees, introductory fees or any related fees. If any loan is cancelled, declined or otherwise not accepted, no fees will be charged. This also includes the time charge for loan negotiation or any related fees. WeLend does not have any hidden fees and commits to high transparency within all our terms. What you see is what you get.

Loan Calculator
Loan Amont
HK $
Monthly Repayment
HK $
HK $
1. Loan amount should fall within $5,000 and $1,500,000.
2. Monthly repayment is calculated using an effective rate of 1.99% - 25.00% and is for reference only.
Important notice
WeLend will not request any personal information from customers through third parties and WeLend does not have any other official website. If you suspect you received fraudulent call or messages, or are directed to a fake WeLend website, please do not disclose any information, and contact us immediately via WhatsApp 3706 9120 to verify the sender and the message. You may also report it to the police.