NEW PHONE + NEW WAY TO PAY
Flexible monthly payments for 3HK customers
WeLend offers 3HK customers monthly instalment plans for handset purchases and prepaid mobile expenses. Enjoy a 2 month payment-free period and get a new phone!
12, 18 & 24-month plans
No fees and interest for full repayment within 2 months#
Transparent monthly fees
# No fees or interest will be charged if the customer fully repays the loan before the second payment date. If the customer fully repays after the second payment date, the customer shall pay the outstanding fees.
|Handset Price||Installment Period||First 2 month’s|
monthly payment amount
An annual interest rate of 10% with handling fee of 3% for a 24-month installment plan results in an effective rate of 11.43%.
Please call the WeLend installment plan hotline during the following hours:
Monday – Saturdays from 9am to 10pm
Sundays and public holidays from 12pm to 10pm 3590 2553
Flexible payments! No more credit cards!
Debt Consolidation Table
- Clear your credit card debt with WeLend.hkCredit Card DebtWeLend.hk
Debt ConsolidationSave as much as $76,740 (74%), shorten your repayment period by 164 months
- Credit card example shown assumes the monthly repayment is 5% of the highest outstanding balance, the monthly interest rate is 2.5%, the Annualized Percentage Rate ("APR") is 34.49% and the repayment is the average of the first 6-month monthly repayments.
- Assumes a 8.38% APR for WeLend.hk personal loans.
How and when do I repay?
- All repayments can be made by autopay via Direct Debit. Direct Debit is an easy, convenenient and secure way to ensure you pay on time without incurring any additional charges.
- The bank will automatically deduct the repayment amount on the scheduled repayment day. Please ensure that there are sufficient funds in your bank account at least 1-2 days prior to the repayment date to cover the repayment to avoid late charges. We will send you a repayment reminder every month.
Are there any fees?
- GOOD CREDIT HISTORY: We look at your credit bureau score to certify that you have a strong credit history.
- STABLE EMPLOYMENT: You must have at least 2 months of job experience (at the same company) to qualify.
- ABILITY TO REPAY: We requires a minimum income of HK$8,000/month and monthly debt of less than 80% of your monthly income.