How it works

No branches, all online

Get your rate first, send your documents later.  Effective rates as low as 1.99%.

WeLend is different.

We don’t have any branches, and operate a purely online business. By keeping our costs low, we can provide serious savings for our customers. Our technology-driven decision engine can calculate your rate in seconds – it doesn’t get faster than that.

Debt Consolidation Table

  • Clear your credit card debt with
    Total Debt/
    Loan Amount
    Monthly RepaymentRepayment PeriodTotal Interest Expense
    Credit Card Debt$100,000$4,8151212 months$104,4041
    Debt Consolidation
    $100,000$4,743248 months$27,6642
    Save as much as $76,740 (74%), shorten your repayment period by 164 months
    1. Credit card example shown assumes the monthly repayment is 5% of the highest outstanding balance, the monthly interest rate is 2.5%, the Annualized Percentage Rate ("APR") is 34.49% and the repayment is the average of the first 6-month monthly repayments.
    2. Assumes a 8.38% APR for personal loans.

Your rate online instantly

Our advanced approval technology means you get your rate online first and send your documents later.

Effective rates as low as 1.99%

WeLend saves on branch operational costs so you can save on interest rates. Our effective rates start as low as 1.99%. Connect your Facebook or LinkedIn account, or tell us more about your education background and claim an extra 20% off your annual rate!

Learn more

Send your documents online or through WhatsApp

Submit your documents on or through WhatsApp to 56335939 from anywhere, at anytime. Never worry about security – privacy is our no. 1 priority.

Sign your loan agreement online

Complete the process by signing your WeLend loan agreement online and never waste time traveling to a bank branch again.


Money Lender's License: 0754 / 2018
The information displayed on this website is for reference only and updated from time to time as a result of frequent reviews by WELEND LIMITED. For more information on our operations, please contact us directly at
3rd Floor, OfficePlus @ Sheung Wan
93-103 Wing Lok Street
Sheung Wan, Hong Kong

© 2019 WELEND LIMITED. All rights reserved.

Warning: You have to repay your loans. Don’t pay any intermediaries.
Customer Service/ Complaint Hotline:3590 6396
(Monday to Friday, 9am-8pm)


Company Information